Your plan pays for imaging. Your employees decide whether to get it.
When a scan feels unaffordable, it gets postponed. The condition doesn't.
Why Imaging Costs Land on the Plan
Employees with a general annual deductible pay for care themselves until it is met. At firms of 10 to 199 employees, the average single deductible is $2,631.
KFF Employer Health Benefits Survey, 2025
That exposure changes behavior. In 2025, 24% of insured adults went without some form of medical care because they could not afford it. Coverage does not eliminate cost-related avoidance.
Federal Reserve, Survey of Household Economics and Decisionmaking, 2025
Imaging is one of the places that decision gets made. A physician orders a scan, and the employee decides whether to have it. That decision often happens without knowing the price in advance, and without a clearly priced independent option the plan has put in front of them.
The plan covers imaging. But coverage alone does not give the employee a known price and an independent option at the moment they are deciding.
USRad puts a known price and an independent imaging center in front of the employee before that decision is made. The all-inclusive price is shown before booking. USRad pays the imaging center directly. The employee does not negotiate the rate.
One Partner. Two Populations. Total Control.
The model our founders built for workers' compensation, applied to employee health benefits.
Where the Model Was Built
Our founders built AnciCare, a managed-care imaging carve-out for workers' compensation, from 1994 to 2002. By April 2002 it had contracted 1,228 imaging facilities across 43 states.
- AnciCare contracted flat rates in place of variable billing
- Faster imaging shortened time to treatment and return to work
AnciCare delivered imaging at 50% or more below the Florida workers' compensation fee schedule, 1994–2002.
For Health Plan Members
Imaging employees can price before they book.
The program is designed so that:
- One all-inclusive price, known before booking
- No prior auth or referral requirements
- Booking by phone or web
Calculate Your Imaging Spend
See what your organization currently spends on diagnostic imaging
Your Current Numbers
Average Cost Per Scan
Current Annual Spend
$1,200,000
The Implementation Process
The process is built to minimize the burden on your HR and benefits team. Timing is set with you, based on your integration requirements.
Phase 1: Contract & Discovery
- • Execute master agreement
- • Claims data analysis
- • Integration planning
- • Stakeholder alignment
Phase 2: Configuration & Integration
- • API/portal configuration
- • Benefits platform integration
- • Testing & validation
Phase 3: Launch Readiness
- • Employee communications
- • HR and benefits team training
- • Go-live support
- • Success monitoring
Built on Prior Experience
Our founders built and ran AnciCare, a managed-care imaging carve-out for workers' compensation, from 1994 to 2002.
Download the Employer Implementation Guide →Executive Briefing: Your Questions Answered
Direct answers to what CEOs, CFOs, and HR leaders ask us
"What's our implementation risk?"
• Phased implementation coordinated by USRad
"Does this bolt on to our existing plan?"
• No network conflicts - this is a supplemental benefit
• White-label options available for branded experience
Partnership approach: We enhance your existing relationships, not replace them
"What about compliance and regulatory issues?"
• Plan Structure - Designed as a supplemental benefit that operates alongside your existing plan. Your benefits counsel should confirm fit with your plan documents.
• Data Security - Secure portal-based handling of sensitive health information.
• Verified Facilities - Active network locations complete USRad verification requirements for licensure, insurance, accreditation, and service capability.
• Direct Contracting - USRad can contract directly with self-funded employers without requiring a carrier network arrangement.
"When do we pay USRad?"
• Funded before scheduling - your funds are in place before any member is routed to an imaging center
• No claims, no invoicing cycle - imaging centers are paid by USRad on a fixed schedule, not by your plan
Prefunded model: USRad routes only funded assignments — there is no accounts receivable between your plan and the imaging center
Your Employees Need Better Imaging Access.
Your Plan Needs Better Visibility.
One partner for imaging across your employee health population.
Questions? Call us at (866) USRad24 or email mcabrera@usrad.com